Getting cash out of your home

Mortgage advice for equity release

For when you need to free up some of the value in your home.

When you’ve got a lot of equity, sometimes it makes sense to take some back to fund something important.

Like a renovation. Or helping children or grandchildren with deposits. Or even a once in a lifetime trip.

If you haven’t heard of equity release, you may have heard of a lifetime mortgage – which is what most people call it.

Essentially, it’s a way of getting some of the money back that you’ve got tied up in your home – without having to sell. You’ll unlock the cash as a lump sum via a loan and, either pay it back monthly or have the interest rolled up into the mortgage.

Most people using equity releases are over 55, but you can do it at any time of life.

The amount you can release depends on your age and the value of your home, but if you’re later in life then it’s worth considering that the loan amount plus interest can grow over time – potentially reducing the inheritance you leave behind.

That’s why our specialist equity release adviser, Alison Gulliver, brings the expertise to know exactly what to look for and how to guide you in making the right choice for you, your family, your short-term needs, and your long-term plans.

Let's talk equity release

Our Reviews

Samuel Pusey

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Dani and the team patiently and professionally helped me remortgage successfully despite all my umming and ahhing - good job! Cork & Co to the rescue again!
JJ TUCKLEY

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First class service to mortgage agreement. Always in contact and answered any questions I had. Trusted and genuine service.
Jamie Hazeldine

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I have used Cork and Co for several things over the last 3 years and every time they have always provided a high quality, kind and helpful service. Most recently, Alison and Rebecca have assisted me brilliantly in updating my life and health insurances. I would highly recommend to anyone looking to have their mortgages sorted or insurances organised. Thank you
Lloyd Davies

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Great service and advice from Cork & Co. We did a re-mortgage and changed our life insurance cover.
Harry Gollins

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From start to finish both Shereen and Dani were nothing but helpful. They went above and beyond to guide and advise me throughout the whole process and I would highly recommend using Cork & Co. Thank you all for the effort and hard work you put in to help me!
Thomas Bentley

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We have had great service from Shereen. Her communication is prompt and clear. She answered our questions within a very short period of time. We felt confident with the work she was doing for us.
Owen Bailey

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Really happy with the service that Louise and Rebecca provided for us, we had many questions since we were first time buyers and they were more than happy to answer all of them. We highly recommend choosing Cork & Co.
Max Bridges

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Rebecca and Louise have both been amazing throughout our first move! Couldn’t have asked for better communication, every query/ question I had was answered quickly and thanks to them the entire process was smooth. Thank you Cork & Co
Amy Spicer

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An incredible team who understand the unique situations good mortgage advice requires! Highly recommend to all.
Alexander Greenfield

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I cannot praise Dani and Rebecca and the rest of the team enough! They made everything so easy and even did a lot solicitor chasing to make sure everything went through smoothly! I would use again in a heart beat!