What we do
Independent Mortgage and Insurance Advice
First Home
As a first time buyer, you’ve got a lot of things going for you. Tax relief. Lifetime ISAs. No stamp duty. Knowing how to take advantage of these, and which mortgage to best pair them with, can massively boost the amount you can borrow. In this part of the world, maximising your money is really important.
Explore moreMoving Home
Moving home is an exciting step, but with a property to sell, a new one to buy, and a mortgage to arrange, it can feel like a lot. That’s where we come in.
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Business Owners
Being your own boss has its perks, but getting a mortgage isn’t usually one of them. Many lenders struggle to understand (or cater for) self-employed income, irregular earnings, or company structures – but we know where to look to find the best deal for you.
Explore moreInvestment Property
Oh for a simple mortgage – Same old boring PAYE long term employment, no debts, 2.4 kids, perfect credit, one property, big deposit in the UK, never divorced, etc etc . If only !
Life doesn’t work that way any more and “normal” isn’t really much of thing these days so it’s a good job then that we love finding needles in haystacks.
We especially love working with clients who own their own businesses, large or small. We understand your needs very well.
There’s hundreds of lenders each with hundreds of rules so we’ll go the extra mile to locate the perfect mortgage for you from all the usual lenders and all the less usual ones too.
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Equity Release
If you haven’t heard of equity release, you may have heard of a lifetime mortgage – which is what most people call it. Essentially, it’s a way of getting some of the money back that you’ve got tied up in your home – without having to sell. You’ll unlock the cash as a lump sum via a loan and, either pay it back monthly or have the interest rolled up into the mortgage.
Explore moreComplex Mortgages
Being your own boss has its perks, but getting a mortgage isn’t usually one of them. Many lenders struggle to understand (or cater for) self-employed income, irregular earnings, or company structures – but we know where to look to find the best deal for you.
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Insurance & Protection
A mortgage is a big commitment, but what happens if life throws you a curveball? Protecting yourself, your home, and your family is just as important (if not more) as securing the right mortgage in the first place.
Explore MoreWills & Estates
Nobody really wants to think about writing their Will, but it can quite literally make a world of difference to those left behind.
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Come and Drop In
Some clients like to see the whites of our eyes in our lovely offices on Thame High Street and for others they want to see us on Zoom or Teams or speak by phone or by email. It’s your choice, we’re happy to work your way. We’d encourage you to make an appointment so we can guarantee we are free to suit you, but if that’s not practical or you just want a quick chat then, by all means, please just get in touch.
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Opening Times
Monday – Friday : 8am to 8pm
Weekends : By appointment
Public Holidays: Closed
